Last Updated: [Insert Date]
Welcome to BestPolicyFinder (“we,” “us,” or “our”). By accessing or using our website https://bhionlinesolutions.com (“Site”), you agree to comply with these Terms of Service (ToS). If you disagree, please do not use our Site.
1. Acceptance of Terms
By using BestPolicyFinder, you confirm that:
✅ You are at least 18 years old (or have parental consent).
✅ You agree to these Terms and our Privacy Policy.
✅ You will not misuse the Site for illegal activities.
2. Services Provided
BestPolicyFinder offers:
🔹 Insurance policy comparisons (health, life, motor, etc.)
🔹 Expert-reviewed guides and articles
🔹 Free tools/resources for insurance decisions
Note: We are not an insurance provider. Always verify policy details with insurers.
3. User Responsibilities
You agree not to:
❌ Scrape, copy, or redistribute our content without permission.
❌ Post spam, malware, or harmful content.
❌ Misrepresent your identity or use fake data.
❌ Violate any laws while using our Site.
4. Intellectual Property
All content (text, graphics, logos) is owned by BestPolicyFinder or licensed to us.
✔ You may share links to our articles (with credit).
✖ Republishing our content without permission is prohibited.
5. Third-Party Links & Ads
Our Site may contain:
🔗 Links to external websites (insurers, brokers, etc.)
🖥️ Ads served via Google AdSense
We are not responsible for:
- The accuracy of third-party content.
- Your interactions with advertisers.
6. Disclaimer of Warranties
BestPolicyFinder provides information “as is”. We do not guarantee:
🔸 The accuracy of policy comparisons.
🔸 Uninterrupted or error-free service.
🔸 Results from using our advice.
Always consult a licensed insurance agent for professional guidance.
7. Limitation of Liability
We are not liable for:
💸 Financial losses from insurance decisions.
🖥️ Website downtime or technical issues.
🔐 Data breaches (though we implement security measures).
8. Termination
We may suspend or ban users who:
⚠️ Violate these Terms.
⚠️ Engage in fraud or abuse.
9. Governing Law
These Terms are governed by Indian law. Any disputes will be resolved in [Your City/State] courts.
10. Changes to Terms
We may update these Terms. Check the “Last Updated” date for changes. Continued use = acceptance.
11. Contact Us
For questions about these Terms:
📧 Email: contact@bhionlinesolutions.com
📞 Phone: [Add if applicable]
📍 Address: [Add if applicable]
(Link to Contact Us page)